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Cooperative thrift, reinvented

Digital thrift & microbanking for everyone

Replace paper cards with a secure platform that handles collections, contributions, WhatsApp receipts and printable statements — all in one place.

I already have an account
45,000+ contributors trust Ajobanker
Thrift collector using the AjoVault app
Today's collection ₦284,500
WhatsApp receipts ✓ Sent 128
₦4.2B+processed
98%on-time payouts
2,000+collectors
45k+contributors
For Thrift Collectors

Run your entire scheme from one dashboard

Stop juggling paper cards and notebooks. Ajobanker gives you the tools to manage members, record contributions and send receipts in seconds.

  • Effortless scheme management — create groups, set amounts and cycles in minutes.
  • Digital record keeping — every entry is timestamped and tamper-proof.
  • Goodbye paper cards — members never lose a record again.
  • WhatsApp daily receipts — automatic confirmations after each contribution.
  • Print account statements — generate PDF statements per member or scheme.
Become a collector
Collector with contributors
For Contributors

Save with confidence, see every kobo

Whether you're saving for stock, school fees or rent — Ajobanker keeps your contributions safe and visible.

  • Secure & transparent savings — every transaction is logged in real time.
  • Convenient digital payments — pay via card, transfer or USSD.
  • Track your contributions — live balance, due dates and history.
  • Print reports & statements — download anytime.
  • WhatsApp alerts — instant receipts and reminders.
  • Join cooperatives — discover trusted groups near you.
Start saving today
Happy contributor
How it works

Up and running in three steps

1

Create an account

Register as a collector or contributor in under a minute.

2

Set up your scheme

Define amount, frequency and members.

3

Collect & grow

Record contributions, send receipts and print statements anytime.

"Ajobanker replaced our notebook system. I manage 320 contributors and every one of them gets a WhatsApp receipt the moment they pay. No more disputes." — Mrs. Adunni O., Thrift Collector, Ibadan

Ready to digitize your thrift?

Join thousands of collectors and contributors already on Ajobanker.

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FAQ

Questions, answered

Is my money safe on Ajobanker?

Yes. We use bank-grade encryption and partner with licensed financial institutions.

Do contributors need a smartphone?

No. Collectors can record on their phone and contributors get WhatsApp/SMS receipts.

Can I print statements?

Yes — download or print PDF statements per member, scheme or date range.

How much does it cost?

It's free to start. Collectors pay a small fee per active scheme.